Bank of America still clings huge first few small banks
A century ago, Amadeo Giannini has lost patience with the sneering attitude of his colleagues and vis-à-vis the bankers, immigrants modest means. So there was a directorate of California savings and loan, a lot of borrowed money, parents and configuration of the Bank of Italy, time working class inhabitants of San Francisco’s North Beach neighborhood.
He went door to door, round deposits of residents accustomed to hide their money under the mattress. It is regarded as a pioneer in the consumption of banking services now taken for granted - home mortgages, car loans, credit tranche. He offered $ 25 signature loans unsecured by collateral, but with character. And this time his best-known, it has a plank on two drums in the days that followed the earthquake of 1906 in San Francisco and doled small loans to desperate citizens.
Over time, Giannini attract attention, “small Fellow” gave a very large bank: Bank of America. It is now the largest bank in the nation - and more with the announcement Monday that they acquire bank Fleet Boston
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